Conveniently close to the beautiful Fort Myers Beach and Bay. This two-story home comes furnished and was built in 2015 with all the hurricane upgrades and elevations. Impact windows and doors throughout, with a metal roof. Enter into the home with a large open-concept family room with a half bath. There are two sets of French doors that lead out to a screened-in lanai, attached with a lower deck for extra seating. The kitchen has everything you need for entertaining - granite countertops, stainless steel appliances, a counter bar, and an eat-in kitchen. The main bedroom is on the first floor with an ensuite bath with a large walk-in shower. There are two large bedrooms upstairs with a full bath. The backyard is fenced in around a nice size paved pool. Lots of areas for enjoying the SWFL weather. There is a large storage room non-conforming to store outdoor furniture etc. This home did not have any water enter the home from Hurricane Ian, only the non-conforming area had water. The A/C, water heater, pool equipment, installation in the attic, and soffit/gutters were replaced. The home had siding but was replaced with hardy board and all painted. HOA is $500 a year and is voluntary.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $956,000 | $956,000 | $956,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.876% | 6.850% |
Monthly Tax Payment | $1,078 | $1,078 | $1,078 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,201 | $6,201 | $8,394 |
Total Monthly Payment | $7,404 | $7,404 | $9,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.