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631 Sw Colony, Hillsdale, NY, 12529 | $359,900
Welcome home. " We finally got our lake house honey. " This is the dream of many, the memories of your home at the lake will remain beautiful from childhood to retirement. Our custom ranch has so many extras. This beauty offers 3 good-sized bedrooms upstairs, and two additional bedrooms/ office downstairs. The setup is a mother-daughter. Two kitchens, two living rooms, separate bedrooms, and separate entrances all connected from upstairs. The owners have lived in this home for 27 years. It's been their dream home. They describe it as "the most tranquil place on earth. " They lovingly cared for it. Upgrades include: an updated heating system, roof, whole house generator, and updated septic system 1, 000 gallon concrete. There are 1. 10 acres of beautiful property to explore, plant a garden, and make your oasis. The lake is slightly visible from the backyard not lakefront but truly convenient. There is a right away for access at the community entrance. One of the most beautiful features is the three-season sunporch. Right off the porch is a double deck. Loads of storage. The owner states no water issues and the house is well insulated. He has records dating back to 1997. This is a solid home with plenty of room for extended family or possibly rent out the lower level for additional income and let this lake home pay for itself. COPAKE LAKE Conservatory is a wealth of information. Hudson, NY, and Great Barrington, MA. are convenient for shopping and other adventures. Have lunch or dinner at the Greens County Club and play 18 holes on the well-manicured golf course. Get out the fishing poles and pack your bags; it's lake time. Appliances: Gas RangeWater Softener Owned BuildingAreaSource: Other, ConstructionDescription: Aluminum Siding, Vinyl Siding, ExteriorFeatures: None, Flooring: Ceramic Tile, FoundationDetails: Block, InteriorFeatures: Storage, LaundryFeatures: Gas Dryer Hookup, In Basement, Laundry Room, Washer Hookup, LotFeatures: Back Yard, Front Yard, OtherEquipment: Fuel Tank(s), Generator, Utilities: Propane,
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full
- Style: Single Family, Ranch
- Year Built: 1955
- Garage: 1-car Detached
- Heating: Oil, Baseboard
- Cooling: Wall Unit(s)
- Basement: Finished, Full, Storage Space
- Approx Sq. Feet: 1,219
- Est. Taxes: $3,677
- Lot Desc: Part Wooded
- View: Lake
- Water Front: Yes
- Elem. School: Taconic Hills Elementary School
- Middle School: Taconic Hills Junior/Senior High
- High School: Taconic Hills Junior/Senior High
- School District: Taconic Hills
- Appliances: Dishwasher, Dryer, Refrigerator, Washer
- MLS#: H800401
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/H800401/631swcolony_hillsdale_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
631 Sw Colony, Hillsdale, NY, 12529
$359,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,914 | $2,428 |
| Total Monthly Payment | $2,297 | $2,295 | $2,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535