Welcome to your dream retreat! This beautifully renovated ranch-style home offers over 2, 000 square feet of finished living space, blending modern comforts with a tranquil setting. Set as the last home on a quiet dead-end street, this property promises peace and privacy in the heart of Marlboro's picturesque Wine and Apple Country. Step inside to find an open and airy layout, featuring easy-to-maintain luxury vinyl plank flooring throughout, ideal for busy households. With three spacious bedrooms and the potential for a fourth, this home adapts effortlessly to your needs, whether you're looking for extra space for a home office, guest room, or personal gym. The newly installed solar panels make this an economically savvy choice, with total energy costs for heat, AC, hot water, cooking, and electricity averaging just $280 per month. This home is truly future-forward, designed to save you on utility costs year-round. For those who enjoy entertaining or simply relaxing in nature, the new deck provides a perfect outdoor escape. Imagine hosting summer barbecues or sipping morning coffee surrounded by the gentle sounds of nature. Downstairs, the finished walkout basement expands your options, offering space for a cozy family room, entertainment area, or even a hobby workshop. You'll appreciate thoughtful upgrades, including a brand-new roof, windows, appliances, and HVAC system. This home isn't just a residence; it's a lifestyle, bringing you close to local wineries, orchards, and scenic attractions. Located just minutes from Historic Milton, the Mid-Hudson Bridge, and the Walkway Over the Hudson, you're never far from unique local experiences, vibrant shops, and breathtaking views. This property embodies the best of both worlds: the serenity of country living with all the modern amenities you need. Don't miss the chance to make this charming, energy-efficient retreat your forever home! Appliances: Electric Water Heater BuildingAreaSource: Public Records,
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,743 |
Total Monthly Payment | $2,960 | $2,904 | $3,521 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.