85084 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034 | $657,900

Experience the GCI Difference! With our Ultimate Included Features! Welcome Home—**MOVE-IN READY!** ** Private access to Lanai covering entire back of home from primary suite*** Discover the stunning Anna II floor plan by Southern Legacy Home Builders, a proud GCI Company. This beautiful inventory home features an oversized wooded homesite, perfectly nestled against serene protected wetlands and mature trees all around.

Welcome Home to the Anna II floor plan, a beautifully designed 5-bedroom, 4-bathroom home perfect for multi-generational living! This spacious residence features two luxurious ensuites—one conveniently located on the first floor and another on the second—ideal for accommodating in-laws or extended guests.

As you step inside, you are greeted by an inviting foyer adorned with rich hardwood flooring that flows seamlessly throughout the main level. The thoughtfully situated laundry room boasts natural light, offering convenience and practicality. The oversized kitchen is a chef's dream, featuring a generous island, double ovens, and stunning quartz countertops that extend through all bathrooms. Ample 42-inch Timberlake cabinets with crown molding provide both elegance and ample storage. The dining area, located just off the kitchen, is designed for entertaining with its bright, airy ambiance created by large windows and sliding glass doors that lead to an expansive 400-square-foot covered lanai, perfect for outdoor gatherings. Bedroom 2, tucked away for privacy, includes its own full bath and spacious layout. The smartly designed mudroom off the garage serves as a practical drop zone, enhancing everyday functionality. On the opposite side of the home, the owner's suite offers a private retreat with gorgeous sliding doors leading to the covered lanai. The master bath is remarkable in size, complemented by a large closet flooded with natural light. Heading to the second floor, you'll find a cozy sitting loft along with two additional bedrooms and a bathroom designed for comfort and convenience. The standout secondary ensuite features a generous closet and private bathroom, making it perfect for guests or family members. This home is not only practical but also exudes curb appeal with its charming full front porch and elegant luxury design details. All interior doors are crafted onsite with 5-panel designs, enhanced by 1x4 casing and 1x6 baseboards. Enjoy the modern amenities of Black American Standard plumbing fixtures and luxurious tile selections, including stylish subway tile in secondary baths that elevate the home's sophistication. Don't miss the opportunity to make this exceptional multi-generational home yours! Schedule a viewing today and experience the perfect blend of comfort, style, and functionality.

Features

  • Amenities: Gated, Management - Off Site, Trash
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Lower Level
  • Style: Multi Generational, Traditional
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,649
  • Acreage: 0.5
  • Est. Taxes: $798
  • HOA Fee: $799 Annually
  • Lot Desc: Corner Lot, Many Trees, Sprinklers In Rear, Wetlands, Wooded
  • View: Pond
  • Water Front: Yes
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, ENERGY STAR Qualified Dishwasher
  • MLS#: 2056751
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/2056751/85084southerncreekboulevard_fernandinabeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85084 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034

$657,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $526,320 $526,320 $526,320
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $67 $67 $67
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,590 $3,498 $4,513
Total Monthly Payment $3,748 $3,656 $4,671

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.