85102 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034 | $609,900

Experience the GCI Difference! With our Ultimate Included Features! Welcome Home—**MOVE-IN READY!** Home backs up to protected wetlands, and is a massive homesite! Welcome home to The Rocco I, our flagship floor plan that redefines single-level living! This exquisite new build features 4 spacious bedrooms and 3 full bathrooms, designed for both comfort and style.

As you step through the elegant double door entry, you're greeted by an oversized foyer drenched in natural light, with a direct line of sight to the enchanting covered lanai via gorgeous oversized sliding doors. Impressively designed, the flexible office/dining space features beautiful glass double doors, perfect for both productivity and entertaining.

The heart of this home is the expansive living room, boasting abundant natural light and seamless flow into the chef-inspired kitchen. Cook and dine in luxury with an impressive 42-inch Timberlake white shaker cabinetry, topped with striking quartz countertops in a beautiful Calacatta finish. The kitchen is equipped with a double oven, smooth cooktop range, and a generously sized island, ensuring ample space for gatherings. A charming breakfast area is ideal for casual dining, with sliders opening directly to your massive covered lanai for effortless outdoor living. Retreat to the private primary suite, ideally located on one side of the home, featuring a lavish bathroom with an oversized shower, elegant freestanding tub, and a colossal walk-in closet. The home also includes a thoughtfully designed laundry room, complete with a mudroom for added convenience. On the opposite side, discover three additional bedrooms and two luxurious bathrooms, showcasing exquisite subway tile-walled showers and tasteful floor tile. Craftsmanship is evident throughout, featuring 1x4 onsite cased 5-panel doors, 1x6 baseboards, and elegant crown molding, elevating the overall aesthetic of this magnificent home. Don't miss out on this unparalleled opportunity to own a true masterpiece. Schedule your showing today and step into your forever home!

Features

  • Amenities: Gated, Management - Off Site, Trash
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Lower Level
  • Style: Ranch
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric, Zoned
  • Approx Sq. Feet: 2,530
  • Acreage: 0.51
  • HOA Fee: $799 Annually
  • Lot Desc: Many Trees, Sprinklers In Rear, Wetlands, Wooded
  • View: Pond
  • Water Front: Yes
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Cooktop, ENERGY STAR Qualified Dishwasher
  • MLS#: 2056747
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/2056747/85102southerncreekboulevard_fernandinabeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85102 SOUTHERN CREEK Boulevard, Fernandina Beach, FL, 32034

$609,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $487,920 $487,920 $487,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,328 $3,243 $4,184
Total Monthly Payment $3,420 $3,335 $4,276

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.