Gorgeous 4/2 split bedroom plan home, built in 2014 with 2700sqft & open floor plan on a huge 1. 5 acre lot with no HOA or CDD fees. Home features pretty wood floors in Family room, bedrooms & hallways & tile floors in foyer, kitchen, bathrooms & Master bedroom walk-in closet. Walk-in closets in all bedrooms. French doors from Family room to backyard. Open kitchen has Granite countertops, upgraded 42'' cabinets with soft close drawers, tile floors, Eat-in Area, 9ft Ceilings w/recessed lighting, stove vents to exterior & quality appliances. . Ventless Gas Fireplace, water heater & dryer. Laundry is plumbed for gas/electric. Office/den off foyer - could be used as a BR. Barn Door between Family room/left side of house, features two BR & a bath. Oversized Master suite features: wheelchair accessible door & spacious master bath with large dual walk-in closets, charming real cast iron claw footed tub for relaxing in after a hard day a work & a nice tiled walk-in shower with support bars. Built in desk (near laundry room). Curb view Faux Plantation. Custom Shutters. Faux Plantation Blinds throughout the house. 4th bedroom on 2nd floor, could be used as a game room, Home Theater or bonus room and has its own separate A/C unit & thermostat control. Covered front porch - perfect for some rocking chairs. Large Family Room opens to Covered patio through French Doors, featuring adjustable internal blinds, Attic has floored storage. Deep Well (600') with chlorinator system and recently updated Septic field. Double concrete parking pad on right side of house. Large concrete deck. Rural circular driveway in front of house for deliveries. 12 x 12 Gazebo with Electric. Wired for above ground pool. Large In-ground propane tank. Oversized 2 car garage with separate single door entry, built in shelves, storage closet, and garage has a built-in concrete wheelchair ramp. Sub panel for emergency generator hook up. 50 AMP RV plug. Single car port with overhead storage. RV parking area. Large fenced in Dog yard Chain link outdoor kennel. Large exterior building with work shop on first floor has Ethernet capability and second floor sports a finished loft/poker room/man cave with window mounted AC unit. 12x16 gardening shed. Chicken Coop. Boat shed with two stalls. Fire pit. Rural fringe home for great privacy and solitude. "A" rated schools - Lakeside Elementary, Lakeside Junior High, Orange Park High School. Close proximity to highly rated St. John's Country Day School. Close to Orange Park Medical Hospital and a variety of medical specialty doctors. Home located close to Dye Clay YMCA. Home located close to community playground and pickle ball court. A short drive to great shopping, restaurant, the Orange Park Mall and AMC Movie Theater. Close to main routes to NAS Jacksonville, Downtown Jacksonville, Jacksonville International Airport and St Augustine.
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$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,056 | $2,978 | $3,841 |
Total Monthly Payment | $3,425 | $3,347 | $4,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.