Home for the holidays! Pride of ownership shows throughout this 4 bedroom home located on a quiet 2 acre lot close to shopping, restaurants and schools. The first floor has a spacious family room with a fireplace, eat in kitchen with breakfast bar, granite counters and stainless appliances, formal dining room with doors to the private deck, living room with fireplace, a 1st floor bedroom and full bath. The second floor has a large primary bedroom with an updated full bath with double vanity and granite counters, two additional bedrooms and an office or bonus room over the garage that is located just off of the family room. The private deck and backyard offer a serene setting to unwind or host gatherings. Upgrades to this home include updated new driveway, new garage doors and openers, 200 amp electrical panel, newer Pella doors to exterior, hardwood floors, garden shed, newer furnace, and newer roof. This home offers the perfect balance of comfort, convenience, and charm-a wonderful place to create lasting memories!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Dining Room | Sliders,Hardwood Floor | Main |
Family Room | Wall/Wall Carpet | Main |
Kitchen | Breakfast Bar,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Upper | |
Primary Bedroom | Full Bath | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $950 | $950 | $950 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,772 |
Total Monthly Payment | $4,043 | $3,966 | $4,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.