Welcome to this charming ranch-style home in sought-after Spackenkill NY, offering 1, 618 sq. ft. of comfortable living space on a desirable corner lot. This property boasts an open floor plan perfect for modern living, creating a bright, spacious ambiance as soon as you step inside. Upon arrival, you'll be greeted by a brand-new bluestone walkway, leading to a warm, inviting entry. Inside, the open living and dining areas are ideal for both relaxing and entertaining, with large windows allowing for ample natural light. The kitchen is well-equipped and ready for you to add your personal touch. Outside, a large backyard provides plenty of space for outdoor gatherings, gardening, or simply enjoying the peace and privacy of your own green space. For convenience, the property includes a one-car garage and ample off-street parking. This home's location is a true highlight. It sits directly across from the scenic McCann Memorial Golf Course, offering beautiful views and recreational opportunities right at your doorstep. With Spratt Park within walking distance and easy access to the Poughkeepsie train station, you'll find everything you need close to home, making this a perfect blend of suburban tranquility and commuter convenience. This residence is more than a home; it's an opportunity to enjoy all the perks of a premier Spackenkill location with a well-maintained, upgraded property. Don't miss your chance to make it your own! Appliances: Exhaust FanGas Oven BuildingAreaSource: Public Records, Amenities: Playground, ConstructionDescription: Vinyl Siding, FireplaceFeatures: Family Room, Pellet Stove, Flooring: Combination, Laminate, Tile, InteriorFeatures: Open Floorplan, Storage, LaundryFeatures: Laundry Room,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
Total Monthly Payment | $3,130 | $3,071 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.