Presented byHope Mazzola |
Move-in ready, well maintained, ground level, two bedroom condo with full bath - low common charges in sought after Patterson Village. Nice floor plan from large living/dining room to open kitchen and two private and spacious bedrooms. Primary suite has a large walk-in-closet - Freshly painted and featuring laminate flooring throughout, updated AC units and microwave. Located in a beautiful, quiet, park-like setting with picnic tables, BBQ area, pool, playground, basketball courts and scenic babbling brook. Property has been recently landscaped and is meticulously cared for all year long. Great commuter location, close to all transportation and highways - 3 minutes to Metro North train station. Convenient to shopping, restaurants, schools and outdoor recreation with plenty of parking available - trash and water are included in the low common charges. This is a fantastic opportunity to own instead of renting! Low taxes are shown without STAR rebate for those who qualify. Appliances: Electric RangeElectric Water Heater Amenities: Playground, ConstructionDescription: Vinyl Siding, InteriorFeatures: Storage, LaundryFeatures: In Hall,
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Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.714.0090
HopeMazzola@Gmail.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $388 | $388 | $388 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,419 | $1,382 | $1,783 |
Total Monthly Payment | $1,882 | $1,845 | $2,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.