58 Borden Road, Montgomery, NY, 12586 | $475,000
ENDLESS POSSIBILITIES!! Call today to see the immense potential that 58 Borden Road in the Town of Montgomery offers! Picturesque 4-bedroom, 2-bath Cape, nestled on a sprawling 2-acre lot in the Valley Central School District that offers a wealth of opportunities. Just a chip shot away from the Osiris County Club and the serene Lake Osiris, this property boasts stunning vistas and a tranquil setting perfect for relaxation, recreation while offering space for hobbies and work! Step inside to find beautiful hardwood floors that flow throughout, complementing the home's classic charm. Recent upgrades include a new electric panel and outlets, new siding, a new roof, and a brand-new chimney with a metal sleeve. The basement features a freshly poured slab, sealed and dry-locked for added peace of mind. Outside, the property shines with a detached garage and a 30x24 post-and-beam steel building equipped with running water and electricity ideal for a myriad of uses. Bring your ideas as this property is Zoned RA5 and enjoy the multiple structures and large fenced-in area that lends it self to so many uses! The in-ground pool, recently updated with a new liner, is surrounded by a paver patio and features a pool house, making it the perfect spot for summer gatherings and outdoor entertaining. Located in an incredible area surrounded by farms, farm stands, local wineries, breweries, and breathtaking hiking trails, this home is just minutes from restaurants and shops. Whether you're seeking a peaceful retreat or a vibrant community, this property offers it all. Don't miss your chance to call this versatile property yours! Schedule your showing today! Additional Information: ParkingFeatures: 1 Car Detached,
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Single Family, Cape Cod
- Year Built: 1932
- Garage: 1-car Detached
- Heating: Natural Gas, Other
- Cooling: None
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,639
- Acreage: 2
- Est. Taxes: $6,852
- Elem. School: East Coldenham Elementary School
- Middle School: Valley Central Middle School
- High School: Valley Central High School
- School District: Valley Central
- MLS#: H6312802
- Days on Market: 23 days
- Website: https://www.raveis.com
/prop/H6312802/58bordenroad_montgomery_ny?source=qrflyer
William Raveis Family of Services
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
58 Borden Road, Montgomery, NY, 12586
$475,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $571 | $571 | $571 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,592 | $2,526 | $3,258 |
| Total Monthly Payment | $3,238 | $3,172 | $3,904 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535