Welcome to your new home in popular gated Heritage Oak Park! Built around all the native oak trees, you feel like you are in the country, yet conveniently located close to shopping, restaurants, medical facilities, and only a short drive to the beach. This beautiful pristine villa comes turnkey furnished & boasts 2 bedrooms, 2 full baths, den/office/3rd bedroom, and an enclosed tiled front porch for year-round enjoyment. As you step into the villa you will notice how bright it is with the open floorplan & 9'4" volume ceilings. Kitchen opens to the great room and comes totally equipped w/all white appliances, breakfast bar, closet pantry, pendulum lights, & new disposal. Great Room & den have newer laminate floors. Den now used as office/3rd bedroom has a trundle bed & doors could be added very easily to allow more privacy. Pocket door to generous sized master bedroom w/ensuite master bath & walk in closet. Master bath has dual sinks, framed mirror, & walk in shower. Villa has split bedrooms w/second bedroom & bath on other side of villa for privacy for you guests. Second bath has tub/shower, framed mirror & a large linen closet in hallway. Garage is good sized w/plenty of room for 2 cars and storage. It also has a pull-down staircase W/flooring for storage, workbench, rolling metal shelving, newer garage opener, garage screens for ventilation, & outside keypad to open garage. Full size washer & dryer are in the garage No need for hurricane shutters as all the windows are impact glass. Other features & updates inc. roof 2021, HVAC 2018, Xfinity security system, safe in master bedroom, newer berber carpet in both bedrooms, bronze Grecian hardware, & ceiling fans & window treatments thru-out. Community amenities include a large clubhouse, lending library, fitness room, billiards room, heated pool, tennis & pickleball, bocce ball, shuffleboard, & walking path around the lake. There is also an activities director on staff planning numerous activities for your enjoyment. Villa is truly in move in condition and shows great so put it on your schedule to visit-you won't be disappointed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,200 | $219,200 | $219,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,495 | $1,457 | $1,849 |
Total Monthly Payment | $2,094 | $2,056 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.