Exceptional detached Laurel model with fabulous sunsets, located within walking distance of clubhouse. Upon entering you notice the glistening hardwoods, the open flow of the rooms. Hardwood staircase, off the dramatic two story foyer, lead to second level. Family room with cathedral ceiling and gas fireplace is adjacent to the cooks kitchen. The kitchen has extended cabinetry with over/under lighting, gas range, and hardwood floors. A formal living room and dining room with decorative moldings enhance the beauty of this home. First floor primary suite is spacious and has beautiful vista from the windows. Completing the first level is a study off the foyer. The second level has a loft, two generouse size bedrooms and a full bath. two tiered deck with an awning is perfect for entertaining. Landry room and two car garage add added value to this property. This is a home you must see !
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Flooring - Wall to Wall Carpet | 13.0 x 11.0 | Second |
Bedroom 3 | Ceiling Fan(s), Flooring - Wall to Wall Carpet | 13.0 x 12.0 | Second |
Dining Room | Flooring - Hardwood, Lighting - Overhead, Crown Molding, Decorative Molding | 11.0 x 14.0 | First |
Kitchen | Flooring - Hardwood, Dining Area, Balcony / Deck, Pantry, Recessed Lighting | 16.0 x 13.0 | First |
Living Room | Flooring - Hardwood, Crown Molding, Decorative Molding | 11.0 x 14.0 | First |
Master Bedroom | Ceiling Fan(s), Flooring - Wall to Wall Carpet | 16.0 x 14.0 | First |
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Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,390 |
Total Monthly Payment | $5,155 | $5,043 | $6,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.