WELCOME TO YOUR BEAUTIFUL CONDO at 11231 Dollar Lake Dr #4, Port Richey in the 55+ active community of Timber Oaks in sunny Florida. Your SWEET home features 2 bedrooms, 2 bathrooms & 1 carport in a villa-style home with 1210 sqft. Key exterior features are a personal utility shed by the carport for storage of your beach gear, street lighting, sidewalks & walkways surrounded by LUSH TROPICAL landscaping that is taken care of for you. As you step inside this UPDATED home, you'll LOVE the OPEN FLOOR PLAN consisting of the kitchen, living, dining & Florida rooms. The BRIGHT eat-in kitchen features painted wood cabinets with satin nickel hardware, stainless steel appliances, expansive countertops, tile backsplash, pantry closet & deep stainless sink. The LOVELY dining room has ceramic tile floors, dry bar with cabinet & overhead recessed light & STUNNING crystal light which is also a ceiling fan. The SPACIOUS living room features laminate floors, fan, vaulted ceiling with a wood beam & access to the Florida room through the double glass sliding doors. Relax & read your favorite book in the HUGE Florida room that has a length of 26' including the storage closet. This ILLUMINATED room has a wall of windows with manual roll-down HURRICANE SHUTTERS for storm protection & overlooks WIDE OPEN FIELDS (no rear neighbors). The large primary bedroom can accommodate king-size furniture & has a walk-in closet, pocket door entrance, ceiling fan & a set of double glass sliding doors to the Florida room. The PRIVATE bathroom consists of ceramic tile floors, MODERN vanity with cultured marble counter & sunken shower with dual rain shower heads & glass sliding doors. The second bedroom is equally comfortable with nice floors & ample closet space. The guest bathroom is equipped with tub/shower combo with safety grip handles, matching CONTEMPORARY vanity, framed mirror & tray ceiling. The washer & dryer are included in the sale. The roof permit is 7/2023 & the AC system is installed with permit in 1/2018. Timber Oaks is a SUPERBLY ACTIVE community featuring amenities like a heated pool and spa, fitness room, library, pickle ball, tennis courts, shuffle board, water views with dock and more. Partake in many organized social events like bingo, banquets, crafts, water sports, game/card nights & planned trips. Location is IDEAL near shopping, restaurants, medical centers, places of worship, airport, beaches & tourist attractions. MAKE THIS YOUR FUTURE HOME!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,010 | $984 | $1,269 |
Total Monthly Payment | $1,137 | $1,111 | $1,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.