Adorable Colonial Home on a 1/2 acre lot and move-in ready! Home features Open-Concept Kitchen and Dining w/Ceramic Tile Flooring and Bow Window overlooking a large functional lot. Living room has beautiful Hardwood flooring, wood stove with brick enclosure for those chilly nights. Charming archways leading to kitchen and pantry with view of you lovely yard. . Full bath with updated vanity and countertop. Second floor offers good sized bedrooms with hardwood flooring and ample closet space. Alcove at top of stairs nice area for a reading nook or office. Level 1/2 acre lot great for activities and game playing or relaxing. Ample parking in driveway. Nicely sized storage shed. Great location with easy access to major highways and close to area hospitals. Newer roof, furnace and vinyl siding. Great home for first time buyer. Enjoy Christmas in your new home! Open house Saturday Nov 16th-2pm to 3: 30pm & Sunday Nov 17th-11am to 1pm.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Kitchen | Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Exterior Access, Lighting - Overhead | Main,First |
Living Room | Closet, Flooring - Hardwood, Lighting - Overhead | Main,First |
Master Bedroom | Closet, Flooring - Wood, Lighting - Overhead | Second |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,400 | $348,400 | $348,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,316 | $2,938 |
Total Monthly Payment | $2,760 | $2,699 | $3,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.