1340 Rocky Creek LANE, Englewood, FL, 34224 | $195,000

Neat and clean, and just waiting for you to purchase as a seasonal home, rental investment, or full time cozy "Home Sweet Home"! This 2 bedroom, 1 ½ bath home, sits on a quiet street, has a 3 yr. old roof, new windows and hurricane shutters in 2014, and is on public sewer and water. The roomy family room and eating area, just off the kitchen, will keep you close to everyone while cooking your favorite meals! The split bedroom floorplan gives you the privacy you deserve. There is an interior laundry room for your convenience, as well as a small area that can be used as storage or an in-home office. The stylish laminate and ceramic flooring helps keep you cool all year round. The enclosed, screened lanai overlooks a very large, private yard. . just perfect for family and friends to gather. A covered carport and 2 driveways, provides lots of room for cars, boats, and those water toys you enjoy all year round. There is even a large, lockable, exterior storage room off the carport, with plenty of shelving, which secures your hurricane shutters and so much more! The location of this gem is close to the best of local dining and entertainment, grocery shopping, Historic Downtown Dearborn, medical facilities, golf courses, local boat ramps for easy pleasure boating and fishing access, and local sandy beaches! Priced to sell, this treasure is a must see. Schedule your appt. today and move in before the holidays!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 80 x 100
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1970
  • Garage: Boat, Covered, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 913
  • Acreage: 0.18
  • Lot Size: 80 x 100
  • Est. Taxes: $3,159
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: D6138984
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6138984/1340rockycreeklane_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 8:02:11 AM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-473-7750

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1340 Rocky Creek LANE, Englewood, FL, 34224

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $263 $263 $263
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,064 $1,037 $1,316
Total Monthly Payment $1,402 $1,375 $1,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.