A TRUE 5 bedroom, 2. 5 bath, 2 car garage home will have a BRAND-NEW roof installed prior to closing! This spacious 2-story home in the Spring Ridge gated community will certainly impress you! As you approach, you will immediately notice the cozy front porch with a wood-look tile entrance. Once inside, you will enter a bright and open floor plan featuring a living/dining combo with wood-look tile. The eat-in kitchen offers ample space for all your cooking needs with a small center island, 42” cabinets and a closet pantry. The main floor features a spacious bedroom, a dedicated laundry room and ½ bath. The staircase has newer vinyl plank flooring and leads to the loft that could easily be used as an office. Upstairs you will find a spacious master suite that leads to the en-suite that features dual sinks, a garden tub, a separate tile shower and a huge walk-in closet. The convenient split-plan design provides ample privacy with the additional 3 bedrooms that share the 2nd full bathroom. Step out back to enjoy a peaceful night by the fire with your own built-in firepit. Other amazing features include 1 AC replaced in 2022, no carpet anywhere (tile and vinyl plank), fenced backyard and a screened lanai. Spring Ridge is a gated community with a clubhouse, party room, kitchen, exercise room and junior Olympic Size swimming pool. Lots of shopping and favorite local dining options nearby. Minutes from the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,361 |
Total Monthly Payment | $2,457 | $2,408 | $2,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.