156 LINDA LAKE Lane, Saint Augustine, FL, 32095 | $525,000

Saltwater POOL home located in Sandy Creek neighborhood Phase 1 of 388 homes. This 4/3 PLUS OFFICE home offers an exceptional opportunity for those seeking the St. Johns County lifestyle w/ NO CDD fee. The large kitchen features newer LG SS appliances that perfectly complement the space. The split floorplan w/ 10' ceilings allows for added privacy, making it ideal for multi-generational families. 4th bdrm/bonus room is upstairs w/ updated full bath. LVT throughout & tile in the wet areas. NEW ROOF will be placed prior to closing. Freshly painted exterior, water softner, termite bond, security system, walk-in pantry, electric fireplace, fenced rear, and gutters include some of the ideal features of this well cared for home. Situated in close proximity to Jacksonville, St. Augustine, & Ponte Vedra Beach, you'll have easy access to range of shopping & entertainment options; new St. Vincents Hospital & restaurants right across 210 from neighborhood. Doggie park, playground & picnic area.

Features

  • Amenities: Dog Park, Jogging Path, Playground
  • Bedrooms: 4
  • Baths: 3 full
  • Year Built: 2010
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,409
  • Acreage: 0.16
  • Est. Taxes: $2,951
  • HOA Fee: $820 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Water Front: Yes
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Beachside
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dryer, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2056671
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/2056671/156lindalakelane_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

156 LINDA LAKE Lane, Saint Augustine, FL, 32095

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $246 $246 $246
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,865 $2,791 $3,601
Total Monthly Payment $3,203 $3,129 $3,939

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.