4829 Ridgemoor CIRCLE, Palm Harbor, FL, 34685 | $635,000

One or more photo(s) has been virtually staged. Welcome home to this stunning and beautifully updated four-bedroom, two-bathroom pool home with a two-car garage, perfectly nestled in the desirable Ridgemoor area! Situated on a corner lot backing up to lush conservation land, this property offers unmatched privacy and tranquility. As you enter, you’ll find an inviting open living and dining room combination, adorned with elegant luxury vinyl wood-look flooring throughout the main living spaces. The dining area features a stylish modern chandelier, creating a warm ambiance that flows seamlessly into the kitchen. The kitchen is a dream with white soft-close cabinetry, gorgeous granite countertops, and a chic tile backsplash. Equipped with newer stainless steel appliances, a hidden spice rack, a convenient corner Lazy Susan, and a silverware drawer with built-in trays, it’s both functional and stylish. A double stainless steel sink offers views of the spacious family room and breakfast bar area, and a large pantry closet provides extra storage. Enjoy your meals in the cozy breakfast nook, which overlooks the sparkling pool and lanai through generous windows. The family room, with pocket sliders leading out to the lanai, extends your living space to the outdoors, where you’ll find ample room for both outdoor dining and lounging. This backyard oasis is perfect for relaxation and entertaining! The private primary suite, located at the back of the home, offers a serene retreat with a large walk-in closet and a luxurious en suite bath featuring a step-in shower, soaking tub, and dual sink vanity. The additional three bedrooms are thoughtfully situated toward the front of the home, each boasting a generous wall closet, ceiling fan with light, and large windows that fill each room with natural light. The laundry room is equipped with a front load washer and dryer and shelving above, providing additional storage and easy access to the garage. This home is move-in ready and won't be available for long—don’t miss your chance to make it yours! Come see it today!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1996
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,988
  • Acreage: 0.25
  • Est. Taxes: $5,024
  • HOA Fee: $70 Monthly
  • Elem. School: Cypress Woods Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8319857
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/TB8319857/4829ridgemoorcircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 2:22:40 AM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4829 Ridgemoor CIRCLE, Palm Harbor, FL, 34685

$635,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $508,000 $508,000 $508,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $419 $419 $419
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,380 $3,376 $4,284
Total Monthly Payment $3,891 $3,887 $4,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.