Discover the perfect blend of modern living and Riverside charm at 2516 Ernest Street! This stunning 3-bedroom, 2. 5-bathroom Craftsman beauty, built in 2018 by John Merrill Homes, offers 1, 803 square feet of exquisitely designed living space. Every detail has been thoughtfully curated to maximize both style and comfort.
Step into the welcoming open-concept first floor, where premium finishes add a touch of elegance. Enjoy the warmth of engineered hardwood floors, classic crown molding in the main living areas, and the timeless appeal of plantation shutters with custom millwork. The kitchen is a dream—ideal for entertaining and cooking alike—with its sleek stainless-steel appliances, quartz countertops, natural gas range, soft-close cabinets, and an sizable island with under-cabinet storage. A coffee station and dual-door pantry cabinet make this kitchen as functional as it is beautiful. One of Riverside's most sought-after features is a primary bedroom on the main floor. The spacious primary suite boasts a walk-in closet and a bathroom complete with a walk-in shower, dual-sink vanity with Piedrafina marble counters, and soft-close Maple cabinetry. Upstairs, two additional generously sized bedrooms and a full bathroom with a shower-tub combination provide plenty of space for family or guests.
Step outside to the expansive, nearly 187-foot-deep lot, perfect for hosting gatherings or enjoying peaceful outdoor moments. The detached two-car garage is a rare gem in Riverside, and the beautifully designed paver upgrades and landscaping make this property truly special. Gardening enthusiasts will be delighted by the fruit trees, blueberry bushes, roses, and more! The custom-built Tuff Shed adds even more versatility, serving as a great spot for storage, hobbies, or a home workshop.
Nestled in the heart of one of Jacksonville's most vibrant neighborhoods, this home offers unmatched convenience. Enjoy being steps away from Kravey Gardens, a charming local organic urban farm, and savor local hotspots like Bold Bean Coffee Roaster and 13 Gypsies, just blocks from your front door. With a high WalkScore of 76, this location is ideal for those who love an active community lifestyle, and easy access to major highways ensures you're always well connected. Don't miss the opportunity to live in this extraordinary home! A full list of upgrades is available.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,869 | $2,866 | $3,697 |
Total Monthly Payment | $3,357 | $3,354 | $4,185 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.