Welcome to this charming 3-bedroom, 2-bathroom home located in one of St. Petersburg's most desirable neighborhoods! This beautifully updated home features a spacious, split floor plan with high ceilings and large windows in the living room, allowing for an abundance of natural light to fill the space. The garage is conveniently located facing the alley, offering additional privacy and access. Plus, with the property situated in a non-flood zone, you can enjoy peace of mind knowing the home is high and dry. All major updates have been completed, including a new HVAC system, a new roof, and the addition of a primary suite in 2017. These upgrades ensure that this home is not only aesthetically appealing but also move-in ready with peace of mind. This home is ideally located in the heart of St. Petersburg—perfectly positioned between the sandy beaches of the Gulf and all the excitement of downtown St. Pete. Whether you’re heading to the waterfront or enjoying the vibrant dining, arts, and entertainment scene downtown, it’s all just a short drive away. Plus, with easy access to major roadways and the interstate, you’ll enjoy quick commutes to wherever you need to go. Don't miss out on the opportunity to make this updated gem your new home—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,087 |
Total Monthly Payment | $2,770 | $2,768 | $3,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.