Showings begin @ Open House Saturday, Nov. 16, 2024 from 12-3PM, don't miss this beautiful home in Villages at Loudon, a 55+ pet friendly community. It is the last home on the street w/no other homes to the left, just a open field, hill, & walking trails surrounding this home. From the moment you step inside you see the quality & pride of ownership everywhere, the floors in the entire main living areas have been upgraded to a beautiful gleaming hickory hardwood, the kitchen boast quartz countertops & breakfast bar, smooth top range, a french door refrigerator, microwave & dishwasher all stainless steel, an abundance of cabinet space & a pantry, just off the kitchen is an amazing light filled sunroom that is heated/cooled, hickory floors and a door leading out to the private deck, the primary bedroom also has hickory floors, a walk-in closet, beautiful walk-in shower, extra large linen and two vanities, the living room has vaulted ceilings and is open to your beautiful kitchen with seating at the bar or room for a small table, the lower level has a office/den, family room, gaming closet, exercise room/bonus room and a large workshop with cabinets & countertops, there are full size windows and a door out to a concrete pad area under the deck, which backs up to trees & walking trails just steps away. There is a Kohler generator, Central Air, 2 car garage with storage above. This home is meticulous! There is a clubhouse for larger functions, a dog park, & RV/Boat parking
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $593 | $593 | $593 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,741 | $2,738 | $3,474 |
Total Monthly Payment | $3,426 | $3,423 | $4,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.