One or more photo(s) has been virtually staged. Welcome to your move-in ready Villa with over 1, 900 sq ft, in the popular neighborhood of Edgewood at River Ridge Country Club. These homes almost never come up for sale, seize your opportunity! As you enter the front door, you'll be greeted by a HUGE, BRIGHT and SPACIOUS GREAT ROOM w/ VAULTED CEILINGS and an abundance of NATURAL LIGHT w/ it's gorgeous windows dressed in custom Plantation Shutters. The OPEN FLOORPLAN seamlessly flows into the dining area and kitchen making for easy entertaining. The nicely appointed kitchen features stainless appliances, granite counters, eat-in breakfast nook and breakfast bar. The adjacent dining room has plenty of space for a BIG dining table. The convenient FIRST FLOOR PRIMARY BEDROOM is a peaceful retreat w/ walk-in closets & roomy ensuite bath including tiled shower, garden tub, dual vanity sinks and linen closet. Conveniently located laundry room and half bath are also on the main floor. Upstairs you'll find two additional bedrooms along w/ another full bath allowing ample space for family members or guests. A VERSATILE LOFT provides endless possibilities whether you choose to make it a den/family room, home office, playroom, exercise area, or whatever works for you! Step outside to a lovely SCREENED LANAI offering serene views, the ideal place to relax with morning coffee or enjoy outdoor meals. Updates for your peace of mind include: Roof '19, Luxury Vinyl Plank flooring throughout main floor '23, Custom Plantation Shutters '23, Washer & Dryer '24, Microwave and Disposal '23 and Dual Zoned A/C for max efficiency '17. Low monthly HOA fee takes care of all Exterior Maintenance (including roof), and all Lawn Maintenance, Irrigation, Reclaimed Water, Fertilizing, Lawn Pest Control, and Trash/Recycle pick up and gated entrance. Easy living here! Golf cart friendly, on quiet cul-de-sac. Convenient location minutes to 589 (Suncoast), nearby highly-rated schools, hospitals, golf courses, dining, retail, medical care, airports, Tampa, and Starkey Park. In non-flood zone and had no effects from recent hurricanes. See this gem today before it's gone. . . these very rarely go on the market and when they do they disappear quickly!
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,834 | $2,328 |
Total Monthly Payment | $2,098 | $2,049 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.