Welcome to your future home in the heart of Pinellas County for a reasonable price! This 2-bedroom, 2-bath, FIRST FLOOR condo has so much to offer. The kitchen has been updated with a backsplash, granite countertops, a fresh look with painted light-colored cabinets, and a dishwasher added in 2018. The entire condo is carpet free, with tile throughout. The kitchen has a pass-through opening, looking out to the dining room/living room combo, creating an open floorplan that is great for entertaining. There is ample privacy for everyone with the primary and second bedrooms located separately with their own bathrooms. Both bedrooms have two large windows to allow extra natural light. The washer and dryer are conveniently located in the primary bedroom and are included in the purchase. The enclosed lanai, not included in the square footage, is tiled, has two large windows and a storage closet. From the lanai, you can follow your own sidewalk directly to the community pool, clubhouse, and shuffleboard. One of the best features of the Bay East One Condo community is the limited leasing allowed. Only one 1-bedroom and one 2-bedroom unit in the building can be leased at a time. You can buy with the comfort of knowing this community is primarily resident owned, building relationships with your neighbors that take pride in caring for their community. Each unit has an assigned parking space with additional visitor spaces. The Trane HVAC system is 2017, and the Hot Water Heater is 2021. Centrally located for an easy commute to Tampa, two airports, award winning beaches, restaurants and shopping. This condo did not flood or have damage during the recent storms.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $137 | $137 | $137 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $955 | $930 | $1,200 |
Total Monthly Payment | $1,167 | $1,142 | $1,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.