This spacious 3/2/2 home in the Pine Ridge Estates neighborhood offers a convenient in-town location close to shopping, restaurants, and medical facilities, all without the hassle of an HOA. This lovely home is ready for its new owners with low-maintenance plank vinyl flooring and a recently painted neutral color palette throughout. Enjoy a spacious living room providing lots of desirable entertainment space or room for relaxation and large windows that fill the space with natural light. Recently updated Chef’s kitchen with elegant crown molding and wainscoting accents, recessed lighting, granite countertops, stainless appliances, and bar-height seating with pendant lighting. The Kitchen also offers a breakfast nook featuring sliders opening to a screened-in Florida room overlooking the large, fenced-in backyard with plenty of space for outdoor entertaining or a pool. The Owner's Suite features a private, en suite bath completely renovated with new fixtures including a sleek stone-topped vanity and tile-lined step-in shower. More great extras include an attached and fully wired workshop for a hobby or two and a shed for additional storage space. Situated just a stone's throw from the Ocala National Forest, this location provides abundant recreational opportunities with almost half a million acres of forest to explore, along with 600 lakes, 2 rivers, and attractions like Juniper Springs, Silver Glen Springs, and Salt Springs. Not to mention, Silver Springs State Park is just 6 minutes away, offering glass-bottom boat rides, kayaking, and the chance to see the manatees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,840
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,872 | $227,872 | $227,872 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,554 | $1,515 | $1,954 |
Total Monthly Payment | $1,786 | $1,747 | $2,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.