Cape Cod style home that has been very well maintained by these owners for 60+ years! Conveniently situated in a great commuting location to I-395. Home sits on a 1/2 AC flat lot with a detached 2 car garage, paved driveway with plenty of parking, along with an inground pool and pool shed. Inside you will find 3 bedrooms and 1 bathroom, there is an additional "den" on the main level with a closet that could serve as a 4th bedroom or be converted to a 1st floor primary suite. The eating space kitchen has old-world charm cabinets along with granite counters & updated appliances. The full bathroom on the main level has just recently been renovated by WBA. There is an additional 4-season sunroom off the rear of the home. This great space features electric head for year-round enjoyment and is adorned with wood walls & ceilings. Upstairs there are two good sized bedrooms with plenty of storage & closet space. The furnace & oil tank were replaced in 2012. New oil-fired HW heater in 2020. Home features CAIR & is generator-ready. Don't miss your opportunity to call this house your home!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Den | Main |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,754 | $2,263 |
Total Monthly Payment | $2,215 | $2,169 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.