One or more photo(s) has been virtually staged. MOTIVATED SELLER: WILLING TO TAKE 3 PER CENT OFF ASKING PRICE IF YOU BUY DIRECTLY FROM OWNER. Back on market after buyer's financing fell through. Welcome to your newly renovated gem in the desirable Wilderness Lake Preserve in Land O Lakes, FL. Recently appraised at $680k BEFORE any updates were done, this 5BR/4BA home with HEATED POOL AND SPA has been modernized with all the big ticket items so you can just move right in and enjoy your new home. 2024 updates include a NEW roof, NEW double AC units, NEW quartz countertops & kitchen fixtures, NEW carpet in all bedrooms, full interior repaint, NEW lights/ceiling fans/bathroom fixtures throughout, newer stunning acacia hardwood floors, NEW Hayward pool filter (Nov 2024), newer pool and spa HEATER (2021), and cleaned and sealed patio pavers. Incredible, huge primary bedroom with exclusive walk-out veranda spanning the length of the house. Four other good-sized, freshly-carpeted bedrooms, one of which is on a separate wing of the ground floor - perfect for a live-in housekeeper/nanny, in-law quarters, etc. Enormous bonus room upstairs that can be used as a home movie theater, games room, yoga studio, large home office. . . you name it! Enjoy the Florida lifestyle with a huge private HEATED pool and spa in your backyard oasis. This large corner property also backs on to unspoiled wetlands, meaning no rear neighbors and no construction -- come and carve a trail from outside your back gate down to the pond for some nature-filled adventures! Located in a great school district, this home is perfect for families. The community offers fantastic amenities, including a clubhouse, fitness center, playgrounds, tennis and pickle ball courts, basketball, and a beautiful lake with fishing pier. Don't miss this opportunity to own a beautifully updated home in a prime location, which just suffered ZERO damage from a Category 3 Hurricane! No flooding, no wind damage -- everything is 100 per cent intact. CDD payment included in taxes and rock-bottom HOA at just $21 per month. Schedule your showing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $567,200 | $567,200 | $567,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,774 | $3,770 | $4,863 |
Total Monthly Payment | $4,530 | $4,526 | $5,619 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.