4890 Coquina Key DRIVE SE, #D, St. Petersburg, FL, 33705 | $259,900

Imagine waking up every morning to an unobstructed sunrise and watch the dolphins swim by your condo at night. This second floor sanctuary has complete wide views of Tampa Bay and no damage from either Milton or Helene. The impact windows and doors provide further protection for the owners, as well as, the new roof and balcony (2022/2023). Inside you will find a living/dining room space with the perfect size kitchen. Vinyl flooring throughout. Updated appliances, electric panel and HVAC with in-unit washer/dryer. If you're looking for that perfect pied-a-terre (quaint second home) or vacation rental opportunity - this unit can be rented 3 times per year under 30 days or 12 times per year with a 30 day minimum. Waterside is a pet friendly, secured and gated community with every amenity possible: two pools, clubhouse (billiards and library) within walking distance, fitness center, pickleball and tennis courts, basketball and volleyball courts, fishing dock, kayak storage and even a private dog park. Living on Coquina Key allows you to be 5 minutes to downtown St. Petersburg, 20 minutes to the sandy beaches. There's even a true diner and local coffee shops (even a drive through bagel spot opening soon) right outside your community. Once you see this view at this price and this location, you'll have to have it!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Complex: WATERSIDE AT COQUINA KEY SOUTH
  • Year Built: 1979
  • Approx Sq. Feet: 694
  • Est. Taxes: $2,021
  • Condo Fee: $714 Monthly
  • View: Water
  • Elem. School: Lakewood Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pool: Deck, In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: TB8320460
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8320460/4890coquinakeydrivese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 1:09:15 AM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4890 Coquina Key DRIVE SE, #D, St. Petersburg, FL, 33705

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $168 $168 $168
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,418 $1,382 $1,753
Total Monthly Payment $1,661 $1,625 $1,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.