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380 Shore Road, Westerly, RI, 02891 | $525,000
Offered for the first time since constructed by its owners, this ranch and adjoining rear lot boast over 5 acres and are located just a few miles from the beautiful beaches of Westerly blending coastal living and comfortable living space. Step inside to discover an inviting open floor plan with cathedral ceilings that enhance the spaciousness of the living, dining, and kitchen areas. Enjoy picturesque waterviews of the freshwater pond from the expansive covered deck, which seamlessly connects the living room, dining area, and kitchen ideal for indoor/outdoor entertaining. The lower level boasts even more finished space with walkout access to a covered patio where you can walk down to the pond or just soak in the tranquil pond views from the patio. Whether you are looking for a home that can grow with you or have immediate plans to expand, this home comes equipped with a 3BR septic system already installed. Notable features include a younger roof and energy-efficient mini-split for both heating and cooling ensuring comfort year-round. Whether you're seeking a primary residence or a vacation getaway, this home is ideally situated close to all Westerly amenities and offers easy access to Route 1. Two parcels being sold together.
Features
- Amenities: Golf,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1989
- Garage: No Garage
- Heating: Baseboard,Electric,Other
- Cooling: Ductless,Heat Pump
- Basement: Full,Partially Finished,Walk-Out Access
- Approx Sq. Feet: 984
- Acreage: 5.38
- Est. Taxes: $2,930
- View: Water
- Appliances: Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1372661
- Website: https://www.raveis.com
/prop/1372661/380shoreroad_westerly_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
380 Shore Road, Westerly, RI, 02891
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,542 |
| Total Monthly Payment | $3,201 | $3,127 | $3,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB