Welcome to this delightful, move-in ready Ranch-style home in the heart of Charlestown, RI! Just 2. 9 miles from the beach, this well-cared-for 3-bedroom, 2-bathroom home offers the perfect blend of comfort, accessibility, and abundant natural light. The open-concept living and dining areas flow seamlessly into the kitchen, making entertaining a breeze. The spacious primary suite features a walk-in closet with a convenient laundry setup no more trips to the basement! Speaking of which, the full, unfinished basement boasts high ceilings, ready for you to transform into the space of your dreams. Outside, relax on the welcoming front porch or the back deck with an awning, overlooking a serene 1. 14-acre yard. The home also includes an attached 2-car garage, a large backyard shed for ample storage, and is wired for a generator hookup. Fully handicap accessible, this home is a true gem for those seeking single-level living. An estate sale, this property is being sold as-is. Don't miss this rare opportunity to enjoy all that South County has to offer schedule your showing today! Please don't walk on property without an appointment. Thank you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,190 | $4,048 |
Total Monthly Payment | $3,580 | $3,496 | $4,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.