Welcome to your new home in the desirable Oak Hill neighborhood of Pawtucket! This three bedroom one and a half bathroom home offers essential updates, and a paid off solar system giving homeowners decreased electric bills for no additional cost! Stepping into this home you are greeted by a large eat in kitchen with ample pantry storage and stainless steel appliances. The sunroom offers comfort in all four seasons with a stunning garden view of the whimsical and well landscaped backyard. The living room offers new flooring, built in bookshelves and a cozy nook that is perfect for an office. The second floor offers hardwood floors, three spacious light filled bedrooms, and a large full bathroom. This well maintained home includes a young gas powered boiler, a brand new hot water tank, updated wiring and an easy to maintain fully fenced in yard. Conveniently located near interstate 95N/S and the Pawtucket Train Station for an easy commute. Live within walking distance to Hope Artiste Village which offers a fantastic winter farmers market, Blackstone Place shopping plaza that offers plenty of dining options, and Blackstone Blvd. Don't miss out on this one of a kind home that will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,665 |
Total Monthly Payment | $2,569 | $2,513 | $3,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.