Priced $17, 000 below recent appraisal! Looking for attainable housing in a great area?! This is it! 317 Giles Street offers 3 bedrooms and 1 bath complete with brand new updates for less than $200k! Located in a quiet neighborhood, this home offers modern comforts and classic charm. Step into the bright and welcoming kitchen/living room, perfect for both relaxing and entertaining. The stylish kitchen features QUARTZ countertops, a farmhouse sink, and floating shelves, blending 4 elegance and functionality. Enjoy the spacious yard, ideal for gardening, pets, and outdoor activities. New Roof in 2024, new HVAC in 2024, New Plumbing in 2024, New Electrical in 2024, New Siding in 2024, New windows in 2024, NEW WASHER, DRYER, AND STAINLESS STEEL FRIDGE! Schedule a viewing today and make this charming home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $100 | $100 | $100 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,281 |
Total Monthly Payment | $1,211 | $1,185 | $1,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.