1429 Deirdre DRIVE, Ruskin, FL, 33570 | $999,000

Waterfront Luxury Home in a Prime Location – Customizable Renovation Opportunity! 4-bedroom + IN-LAW SUITE, 3. 5-bathroom, 2-car garage WATERFRONT home with METAL ROOF, BOAT LIFT on a CUL-DE-SAC with NO CDD and LOW HOA. Invest some TLC to repair storm water impact and this could be your chance to secure a unique waterfront property in a prime location, offering both value and potential! With a complete renovation begun, securing this home now provides the opportunity to customize every detail to your personal taste while enjoying immediate access to a host of exceptional features. Replacement of all the wood siding with stucco and NEW windows & sliders have already been scheduled! Located at the end of a quiet cul-de-sac with no CDD fees and a minimal HOA of only $50 annually, this home offers peaceful, private living while being close to everything you need. The property is fenced and includes a 2-car garage connected by a breezeway, making it convenient and secure. Step outside and enjoy the best of waterfront living with a 13, 000-lb boat lift, a fishing pier, and a concrete seawall. Relax or entertain on the large covered lanai with fans and lighting, all while soaking in the tranquil views of the water. The Great Room, primary bedroom, and a secondary bedroom display spectacular water vistas, creating the perfect setting for those who love to embrace the outdoors from the comfort of their home. Inside, the home boasts a flexible floorplan, ideal for multi-generational living with an in-law suite that includes its own entrance, a walk-in closet, and a full bathroom. Vaulted ceilings (including one with beautiful wood-plank detailing in the living room), a masonry wood-burning fireplace, water softener, and generous storage throughout enhance the home's warmth and functionality. The kitchen is designed with the entertainer in mind, featuring a large island with additional storage. Granite countertop adds a touch of luxury, while a dedicated laundry room makes daily living a breeze. The primary suite is a true retreat, with a spacious bedroom, an en-suite bathroom with dual-head shower, separate tub, and a private water closet. The walk-in closet is large enough to serve as a office or flex space, offering endless possibilities. Each of the bedrooms has sliding doors that open directly to the outside, providing easy access to the beautiful surroundings. A unique bonus feature is the additional storage room, previously used for fishing supplies, accessible from its own exterior door – perfect for those who enjoy boating, fishing, or just need extra space for hobbies. This is a rare opportunity to own a luxury waterfront home with the flexibility to make it your own. Don’t miss out on securing this one-of-a-kind property.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 100 x 145
  • Laundry: Inside, Laundry Room
  • Year Built: 1980
  • Garage: 2-car Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,194
  • Acreage: 0.35
  • Lot Size: 100 x 145
  • Est. Taxes: $14,530
  • HOA Fee: $50 Annually
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Oversized Lot, Street Dead-End
  • View: Water
  • Pet Policy: Yes
  • Appliances: Other, Water Softener
  • MLS#: TB8320116
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8320116/1429deirdredrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/15/2024 12:05:44 AM)
Listing courtesy of KELLER WILLIAMS SOUTH SHORE   Phone: 813-641-8300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1429 Deirdre DRIVE, Ruskin, FL, 33570

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.750% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.826% 6.936%
Monthly Tax Payment $1,211 $1,211 $1,211
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,184 $5,184 $7,072
Total Monthly Payment $6,487 $6,487 $8,375

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.