One or more photo(s) has been virtually staged. Come check out your new home! This charming 2-bedroom home has plenty to enjoy with spacious foyer that leads to the open Living Room with stone fireplace and Kitchen/Breakfast area. Kitchen appliances: stove, microwave, dishwasher and refrigerator (new is 2023) are included. Newer washer and dryer are also included. Both bedrooms have ceiling fans, and the previously enclosed bonus room has a walk-in closet. The laundry is in the remaining garage/workshop space. The bonus room can easily be converted back to a garage. The bathroom has been updated with a new bathtub/backsplash in 2022, new paint and bathroom faucet. Outside you’ll love the large beautifully landscaped backyard and covered patio area. This is the perfect space for enjoying the outdoors! Enjoy raised beds, blueberry bushes, sweet potatoes, peach trees, strawberries, pineapples, plumeria plants and rose bushes. Other updates include new paint in bedrooms, front & back doors replaced and painted, replaced 3 fire alarms, replaced kitchen sink, hooked up plumbing in workshop for laundry sink, replaced AC thermostat, installed bathroom fan & switch, removed popcorn from ceiling in both bedrooms then textured and painted, replaced front of fireplace with galvanized steel facing and repaired leaking fireplace. All windows have been replaced, gutters replaced, replaced some fencing and gates. This home is minutes from several parks (some of them dog friendly), dog parks, playgrounds, lakes and walking trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,024 |
Total Monthly Payment | $2,032 | $1,990 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.