3401 Home Town LANE, Saint Cloud, FL, 34769 | $334,900

Welcome home to this meticulously maintained 3 Bedroom 2 bath Townhome with a private garage nestled in the picturesque Saint Cloud Area. Step into the wonderfully open and spacious floor plan. High ceilings. Great room features a ceiling fan, plush soft carpet professionally cleaned. Windows with blinds, curtains and decorative valance. Custom rounded corner edged walls. Handicap bars in both bathrooms. Sliding glass doors leading to the Great in lanai that has windows and screens to enjoy your morning coffee. No rear neighbors. The diamond shaped custom ceramic tile, and grout has been professionally cleaned. Kitchen features upgraded custom wood cabinets, beautiful granite countertops, Cooktop range, microwave oven and Refrigerator. Dining room with Chandler, Great room and Kitchen integrates creating an inviting space for both relation and entertainment, setting the stage for memorable gatherings with family and friends. The spacious primary bedroom is a true retreat, boasting a serene ambiance, an ensuite bathroom, and a walk-in closet that caters to your storage needs and ease. Two additional bedrooms offer versatility, weather utilized as quest quarters, home office or hobby rooms to suit your lifestyle. Garage features pull down attic stairs and lighting. A/C was replaced August 2024. Roof new Sept. 2024. New Gutters. Hurricane shutters on the home that roll down easily. Close to shopping, restaurants, and the beautiful Saint Cloud Lakefront. Call today for your private showing.

Features

  • Amenities: Maintenance
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2005
  • Garage: 1-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,527
  • Acreage: 0.05
  • Est. Taxes: $615
  • HOA Fee: $334 Monthly
  • Lot Desc: Corner Lot
  • View: Trees/Woods
  • Elem. School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5115584
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5115584/3401hometownlane_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 1:37:40 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PRO   Phone: 407-891-1220

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3401 Home Town LANE, Saint Cloud, FL, 34769

$334,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $267,920 $267,920 $267,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $51 $51 $51
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,828 $1,781 $2,297
Total Monthly Payment $1,954 $1,907 $2,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.