12355 S Gladiolus POINT, Floral City, FL, 34436 | $410,000

DAYS OF OLD MEETS MODERN DAY! OR. . MODERN DAY MEETS DAYS OF OLD!. . YOU DECIDE. ULTIMATE ECLECTIC DÉCOR from FASCINATING ERAS long gone by are united & showcased w/ style! Nestled on a 1-acre corner lot with side access, in the peaceful community of Oak Forest, this timeless beauty emanates pride of ownership inside & out by the same family through the decades. NO HOA & NO DEED RESTRICTIONS! Upon arrival you know you’ll be staying a while. The curb appeal easily wins you over w/ a manicured lawn ornamented w/ fruit trees, azaleas & cacti. And the front porch is absolutely to die for. Elliptical stone arches & columns, stone wall accents & herringbone patterned tile gives you a taste of what awaits. Step inside this immaculate 3BD/2BA, 1897sqft masterpiece & behold time saved in a bottle. The livingrm is welcoming w/ hardwood floors & a wall w/ colonial spindles that create a harmonious bridge between formal & family space. The kitchen boasts MCM wood style cabinets, granite counters, S/S appl & tile backsplash. Floor tile on the diagonal flows seamlessly between kitchen & dining. The sunken familyrm adds a retro twist w/ a trendy beamed ceiling & groovy wood grain wall paneling. A slider to the lanai expands the family space outdoors. The master features walk-ins w/ organizers & ensuite. Bathrooms display a vintage charm that anyone w/ an eye for flair can appreciate; from speckled tile walls & pastel blue accent borders in the master bath, to the vogue vanity top & swinging swag lamps in the guest bath. Modern conveniences intermingled w/ a Smart, programmable thermostat, Ring doorbell, MyQ Smart Garage Door Opener & HVAC UV Lamps to sanitize the air. Two sheds for storage & even a clothesline for posterity. CONVENIENTLY & CENTRALLY located just 12mi from both Inverness & Brooksville. Make sure to bring all your toys. Only 10min to the public boat ramp for The Tsala Apopka Chain of Lakes to enjoy boating, fishing & spending time outdoors. FREE 1yr HOME WARRANTY for PEACE OF MIND is OFFERED as a GIFT to the BUYER!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 154 x 283
  • Laundry: In Garage
  • Year Built: 1979
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,897
  • Acreage: 1
  • Lot Size: 154 x 283
  • Est. Taxes: $988
  • Lot Desc: Corner Lot, Landscaped, Level, Street Dead-End
  • Elem. School: Floral City Elementary School
  • Middle School: Inverness Middle School
  • High School: Citrus High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8319788
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/TB8319788/12355sgladioluspoint_floralcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/14/2024 8:36:34 PM)
Listing courtesy of ERA AMERICAN SUNCOAST REALTY   Phone: 352-726-5855

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12355 S Gladiolus POINT, Floral City, FL, 34436

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $82 $82 $82
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,238 $2,180 $2,766
Total Monthly Payment $2,395 $2,337 $2,923

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.