Here’s your chance to own an immaculate, beautifully furnished, high and dry 2-bedroom home in Edgewater’s premier 55+ community, Tuscany Villas (where all exterior maintenance is included in your condo fee!). This beautiful modern home has been perfectly maintained and is move-in ready with everything you need included - kitchenware, furnishings, linens, décor, tools, TV antenna (for 40+ free local channels) and even the gas grill on the back patio. Features include two bedrooms, two bathrooms, an inviting great room for the dining and living areas, a screened back porch plus a new paver back patio, newer 2022 AC, one-car garage with an insulated door, an outdoor shower and gutters. (By the way, here is an INSIDER TIP regarding Tuscany Villas . . . all units are not the same, with this home being built with additional features, including more, larger and higher quality kitchen cabinets, hurricane rated windows, much wider roof overhangs, 6' sliding glass door, a pocket door from the living room to the bedroom hallway for added privacy and quiet, an arched entry to the kitchen, and an outdoor shower to name a few. ) And if you like Florida sunshine and the outdoors, this unit is for you! The community pond across the street has a bench for viewing local wildlife, the home has both front and back patios to enjoy either morning or evening sun or shade, and as a south facing end-unit (of a triplex) there are plenty of windows that can fill the home with sunshine. You can even join a community pool and clubhouse that is just two blocks away if you like for $200/year! **This home has never flooded since it was built in 2006** The $375/month condo association fee covers all lawn, landscaping and sprinkler care, the roof, exterior paint, building insurance (you’ll still need condo insurance) and care for the common areas. It is conveniently located just minutes from shopping, restaurants, the YMCA, public library, waterfront parks and exercise trail on the Intracoastal and the beach. Showings are easy to schedule and ready for immediate occupancy at closing – don’t miss this one!
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Our Executive Mortgage Banker:
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,537 | $1,982 |
Total Monthly Payment | $1,911 | $1,871 | $2,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.