Discover your perfect slice of paradise with this stunning waterfront townhome, ideal for capturing the essence of Florida living! Nestled on the Intracoastal Waterway and just steps away from the pristine, white sands of Indian Shores, this 2-bedroom, 2. 5-bathroom Bay View Villas townhouse offers an idyllic retreat. Situated on the scenic Intracoastal Waterway and a short walk to Indian Shores Beach, this home features an oversized two-car tandem garage, outside parking pad, and an additional assigned parking spot, totaling four parking spaces. Bay View Villas is an intimate community of only 28 units located in the "Narrows" of Indian Shores. The interior is light-filled and modern, with updates throughout including a renovated kitchen, bathrooms, newer luxury vinyl plank flooring, impact windows, and elegant plantation shutters. The contemporary coastal design boasts an open floor plan, perfect for maintenance-free, waterfront living. Enjoy breathtaking Intracoastal Waterway views from two sunlit balconies—one off the main living area and another from the upper-level primary suite. On the main level, the great room features combined living and dining areas, along with a beautifully renovated kitchen boasting shaker white cabinets, quartz countertops, and ample storage space. An updated half bath is conveniently located off the living area. The upper level includes two ensuite bedrooms, each with renovated baths. The primary retreat includes its own balcony, a spacious walk-in closet, and an efficient full bath. The secondary bedroom is generously sized and filled with natural light. Community amenities include a heated pool, fishing dock, and proximity to the Gulf of Mexico's renowned beaches. Located near restaurants, shops, and the Jolly Trolley stop, providing easy access from St. Pete Beach to Clearwater Beach, this versatile property is perfect as a vacation getaway, a fantastic investment (with a 1-7 day rental minimum), or a primary residence. With its Key West styling, efficient design, and impeccable maintenance, this home offers a tranquil tropical paradise you'll love. Don't miss out on making Bay View Villas your next home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $3,746 | $3,665 | $4,487 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.