This STUNNINGLY RENOVATED, LAKEFRONT, second floor, end unit in GATED "BOTANICA ON PALMER RANCH" is ready for a new owner!
The rarely available "Wisteria" plan, at 2, 288 square feet, is the largest of the floor plans in this beautiful, well-maintained community and boasts 2-ENSUITE bedrooms plus a DEN, an additional bonus or flex space, 2 1/2 baths, a 2-car garage, and a PRIVATE ELEVATOR! You will truly appreciate this thoughtfully renovated home with its timeless Ray Routh kitchen and unique HIGH-END GRANITE in the kitchen and laundry room, along with the elegant MARBLE counters in the two full baths! Upgrades include all the lighting and ceiling fans throughout, new porcelain wood plank tile in the bedrooms and den, with unique stone tile on the screened lanai. In the ensuite baths and laundry room, the sinks and plumbing fixtures have been upgraded and custom cabinetry and custom mirrors installed. This home offers privacy, gorgeous lake and landscape views, a NEW ROOF (2023), and the building (including doors and railings) was freshly painted in June 2024. No assessments were needed due to the abundant Reserve funds!Take a look and fall in love!
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Our Executive Mortgage Banker:
Our Insurance Division:
$656,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $524,800 | $524,800 | $524,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,580 | $3,488 | $4,426 |
Total Monthly Payment | $4,147 | $4,055 | $4,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.