Welcome to Twin Lakes, Saint Cloud’s premier 55+ community, where luxury meets convenience in this stunning 2-bedroom, 2-bathroom Amelia model villa by Jones Homes ON THE WATER. Built in 2021 and impeccably maintained, this villa offers an ideal blend of elegance and modern comfort with a layout that emphasizes beautiful waterfront views from both the primary bedroom and the spacious screened-in lanai.
Step inside to a bright, open floor plan featuring gorgeous tile flooring throughout, granite countertops, and a chef’s kitchen equipped with a gas stove, perfect for cooking and entertaining. The villa’s design balances style with practicality, giving you an easy, low-maintenance lifestyle in a serene waterfront setting.
The Twin Lakes community is packed with upscale amenities, including a lakefront resort-style pool, multiple heated pools, a state-of-the-art fitness center, and a vibrant clubhouse. Sports enthusiasts will love the tennis, pickleball, and bocce ball courts, as well as the putting green, while water lovers can take advantage of the community boat dock for kayaking, canoeing, and fishing.
Conveniently located just 4. 3 miles from downtown Saint Cloud, 16 miles from Lake Nona, and 20 miles from Orlando International Airport, this villa puts you close to everything you need while offering a peaceful lakeside retreat. Experience luxury, comfort, and an active lifestyle at Twin Lakes—schedule your private tour today and see firsthand what makes this community so special.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,675 | $2,161 |
Total Monthly Payment | $2,110 | $2,066 | $2,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.