Charming Bungalow Resting on an Over-Sized (67' x 129') Interior Lot with Sidewalks in Historic Kenwood! This Two (2) Bedroom, Two (2) Bathroom, One and One-Half (1. 5) Car Garage, Single Family Home Has Been Loving Cared for by the Current Owners, and Offers the Following Recent Updates: Newer Impact Rated Windows & Front Door, Newer HVAC System (2020), Fresh Interior & Exterior Paint, Brand New 2nd Bathroom which is Ensuite to the Main Bedroom, Newer Lighting & Ceiling Fixtures in Select Areas, Newer Refrigerator, Beverage Fridge & Drawer Cabinet, Refreshed Landscaping, Newer Back Deck, Brick Paver Walkway, Screened Front Porch with Door and So Much More. Beautiful Period Finishes that have been Restored Over the Years and Include the Original Hardwood Floors, Locksets, Bathroom Tile & Tub, Kitchen Counters & Countertops, Corner Dining Banquette, Interior Doors, Fireplace and Trim Work. This Home Truly is a One-of-a-Kind, and Perfectly Balances the Charm of Yester-Year with the Modern Conveniences of Today. Interior Laundry/Mud Room and Spacious Yard for a Future Garden/Pool/Addition Make This Home the Perfect Fit. The Home Was Tented for Drywood Termites in 2023 and a Transferrable, Annual Warranty Has Been In Place Ever Since. Come Take a Look at this Beautiful Property Today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,383 | $3,296 | $4,252 |
Total Monthly Payment | $3,747 | $3,660 | $4,616 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.