*OPEN HOUSE SAT 1-2pm + SUN 11: 30-12: 30* Looking for a home with the right blend of exciting features, comfort and practicality? Look no further! This house gives you the peace-of-mind of a modern home, knowing you can just enjoy it rather than worry about it. With the mini-split for heating and cooling, 2 woodstoves for the chilly winters, and oil-furnace backup, you have flexibility and control over your comfort. Now, those exciting features we mentioned: How about a finished 3rd floor, complete with heating and cooling, skylight that converts to a balcony, full bar, lounge area and 3/4 bath? How about the enormous bonus room in the Primary Suite, with its own woodstove? Or maybe it's Lake Monomonac, just a stones-throw away, with its fishing, boating and swimming? So many reasons for you to call this place home. Kitchen/dining room with deck off the back, spacious living room with cozy woodstove insert, and a formal dining room currently used as an office. 1/2 bath, laundry and mudroom from the garage round out the first floor. Upstairs, besides the primary suite with bonus room, there is a full bath, 2 good-sized bedrooms and another that could be a workout room, nursery, or anything else. The basement offers an abundance of storage, as well as room to finish in the future if someone so desired. Outside there is an enormous lawn, a firepit area, and a basketball hoop with lights. Everything you need is right here, so come check it out!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $775 | $775 | $775 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,284 | $4,174 | $5,296 |
Total Monthly Payment | $5,151 | $5,041 | $6,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.