89 Mine Road, Fort Montgomery (Highland), NY, 10922 | $415,000

Welcome home! 89 Mine Road in Fort Montgomery is a delightful 2-bed, 1-bath gem, bursting with charm and elegance. Enter through the front door, or the foyer from the backyard and step into the magnificent great room, where the kitchen, dining, and living area showcase stunning Brazilian cherry wood floors . The kitchen is a chef's dream with solid cherry wood cabinets, gleaming granite countertops, and top-of-the-line stainless steel appliances. Upstairs, you'll find two cozy bedrooms and a stylish bathroom, also featuring granite countertops. But the magic doesn't stop inside! This home offers breathtaking views of the Bear Mountain Bridge, surrounded by lush greenery and scenic landscapes. Perfect for outdoor enthusiasts, you're just moments away from hiking, biking, and exploring many local trails and state parks, and walking distance from brooks lake. Don't miss your chance to own this captivating home in the heart of the Hudson Valley. Come see it in person and fall in love! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,

Features

  • Town: Fort Montgomery
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Unit
  • Style: Single Family, Contemporary, Cottage
  • Year Built: 1917
  • Heating: Oil, Propane, Wood, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,370
  • Acreage: 0.21
  • Est. Taxes: $6,697
  • Lot Desc: Level
  • View: Other, Water
  • Elem. School: Fort Montgomery Elementary School
  • High School: James I O'Neill High School
  • School District: Highland Falls
  • Appliances: Dishwasher, Dryer, Washer, Stainless Steel Appliance(s)
  • MLS#: H6311603
  • Days on Market: 156 days
  • Website: https://www.raveis.com
    /prop/H6311603/89mineroad_fortmontgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-610-6065

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

89 Mine Road, Fort Montgomery (Highland), NY, 10922

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $558 $558 $558
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,265 $2,207 $2,800
Total Monthly Payment $2,898 $2,840 $3,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.