This exceptional 3 bedroom, 3. 1 bath home, part of a HOA with a low monthly cost of $330, provides a delightful mix of charm, functionality, and convenience. The HOA cost includes grounds maintenance and snow removal. Entering the main level, you're greeted by a spacious great room featuring a gas fireplace, setting a warm and inviting tone. The open concept flows seamlessly into a large dining area, perfect for hosting, and continues into a dream kitchen with granite countertops, a prep sink on the island, a breakfast bar, and a cozy breakfast nook. From the kitchen, you have easy access to both an open porch and a screened-in porch with surround sound, providing fantastic indoor-outdoor living options. The main level also includes a spacious primary bedroom with an en-suite bath, a versatile music room or den, two additional bedrooms, another full bath, and a convenient laundry room. Surround sound is featured in the primary bedroom, music room, great room, screened porch, and lower level, elevating the home's entertainment experience. This home was thoughtfully constructed with a fully finished, permitted lower level completed during the original build, adding valuable living space. The lower level provides ample storage, two additional bedrooms, a third full bath, and a large recreation area complete with a pool table, ping pong table, and a comfortable TV relaxation space with surround sound. The lower level also features a workout area and loads of great storage space. With central air, an attached two-car garage, a whole-house generator, a 2020 Navien tankless water heater, and an irrigation system to keep the lawn lush, this home is as practical as it is stylish. A rare find that combines low-maintenance living with every amenity for comfort and peace of mind!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 12.0 x 16.0 | Main | |
Bedroom 2 | 11.0 x 13.0 | Main | |
Eat-In Kitchen | Breakfast Nook | 7.0 x 12.0 | Main |
Family Room | 2 Story Window(s),9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | 16.0 x 19.0 | Main |
Full Bath | Main | ||
Full Bath | 6.0 x 11.0 | Lower | |
Kitchen | Breakfast Bar,Granite Counters | 12.0 x 15.0 | Main |
Living Room | 13.0 x 15.0 | Main | |
Other | Laundry Hookup | Main | |
Other | 13.0 x 17.0 | Lower | |
Other | 13.0 x 17.0 | Lower | |
Other | Walk-In Closet | 12.0 x 16.0 | Lower |
Primary Bedroom | Full Bath | 16.0 x 17.0 | Main |
Rec/Play Room | 28.0 x 33.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $963 | $963 | $963 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,879 |
Total Monthly Payment | $4,192 | $4,111 | $4,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.