Welcome to this charming and spacious half-duplex in the heart of Fairfield, CT, where you'll enjoy the privacy and feel of single-family living. This beautifully refreshed home has 3 spacious bedrooms and 1. 5 baths, ideal for comfortable and convenient living. Step inside through your private entry to find a space that's move-in ready yet brimming with potential to add your personal touch. Recent updates include a new roof, stylish new flooring throughout, fresh paint inside and out, and remodeled bathrooms. Central air ensures comfort during hot summer nights, while the cozy fireplace makes winter evenings warm and inviting. The outdoor space is a true retreat with sliders to both a private deck and a cozy patio. Enjoy the beautifully landscaped yard that's perfect for relaxing or entertaining. Picture evenings spent around a fire pit under the stars or quiet mornings nestled on the deck with a cup of coffee. Located in Fairfield, CT, a charming and thriving town along five miles of Long Island Sound shoreline, this home presents an unparalleled lifestyle. Fairfield boasts five town beaches, two public golf courses, numerous parks, ball fields, and several esteemed universities. The vibrant downtown is brimming with an array of restaurants, shops, and cultural attractions. Transportation is a breeze with easy access to I-95, the Merritt Parkway, bus line, and three train stations, making commuting to New York City and surrounding areas quick and convenient. Don't miss your chance to make this exceptional property your own and enjoy all that Fairfield has to enjoy!
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Dining Room | Remodeled,Combination Liv/Din Rm,Fireplace,Patio/Terrace,Sliders,Vinyl Floor | Main |
Full Bath | Remodeled,Tile Floor | Upper |
Half Bath | Remodeled,Tile Floor | Main |
Kitchen | Balcony/Deck,Granite Counters,Sliders,Vinyl Floor | Main |
Living Room | Remodeled,Combination Liv/Din Rm,Fireplace,Vinyl Floor | Main |
Other | Laundry Hookup,Walk-In Closet | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,260 | $3,257 | $3,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.