Calling highest and best Tuesday at 7pm! Charming Home on Quiet Street with Recent Updates Located on a peaceful street just off a main road, this beautifully updated home combines classic charm with modern updates. Inside, you'll find refinished hardwood floors in the dining and living rooms, along with new flooring throughout the rest of the house. The kitchen and bathrooms have been freshly updated, and the entire house has been painted to give it a bright, welcoming feel. The spacious master bedroom features its own en suite, offering an added level of comfort and convenience. A full basement includes a summer kitchen, offering the potential for extra living space. The home features oil heat with forced air, and significant mechanical updates, including a brand new oil tank and a recently serviced furnace. The roof is less than five years old, providing peace of mind for years to come. Step outside to enjoy not one, but two walk-out porches. The front porch provides a welcoming space, while the back porch features an awning for shade and relaxation in all weather conditions. The fenced-in backyard is perfect for privacy, and the property also includes a small driveway for easy parking. With all of these features, this move-in-ready home offers great potential for comfortable living and future improvements. Don't miss your chance to own this gem in a quiet, yet convenient, location. Calling highest and best tuesday 11/19/2024 by 7pm Highest and Best Tuesday
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Full Bath | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,999 | $295,999 | $295,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,019 | $1,967 | $2,538 |
Total Monthly Payment | $2,486 | $2,434 | $3,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.