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3 Hanover Square, #10H, New York (Financial District), NY, 10004 | $510,000
Welcome to this bright, charming, pet-friendly studio apartment with stunning river views - located at 3 Hanover Square in the heart of New York City's Financial District.
The Apartment
This spacious home features hardwood floors throughout, creating a warm and inviting atmosphere. The kitchen is a chef's dream with custom cabinetry and luxury brand stainless steel appliances including a Frigidaire stove top. Adjacent to the kitchen is a cozy dining area, perfect for hosting dinner or enjoying a quiet meal at home. Entering the living room, you are greeted with ceilings over 11' feet high, facing south-east onto the east river and iconic NYC downtown buildings. City quiet windows have also been installed for complete soundproofing. The views and natural light are truly breathtaking with multiple layouts possible. A bonus room in the rear of this apartment also presents options for a home office or den. The bathroom is in pristine condition with a glass enclosed shower stall and luxury jet faucets. Ample storage can also be found throughout the apartment with deep, custom built-in closets in the living room. A through-the-wall HVAC unit provides both heat and cold air options for extra comfort. This home is truly ideal for a first-time buyer or anyone looking for a convenient pied-a-terre in the City. Possibilities are endless with this layout, offering a separate bonus area/den which can be converted to a home office or sleeping area.
The Building
The building is a full-service pre-war Cooperative, offering a full time doorman/concierge, live-in super, laundry room every three floors and a shared common storage space (at no additional cost) for every apartment. Located in a prime location, adjacent to Stone Street, Wall Street steps away and a quick walk to all subway lines (2, 3, 4, 5, J, W, Z and the Fulton Street Hub). More attractions include the renowned South Street Seaport and Battery Park. Pets are allowed! Subletting allowed with Board Approval as well as co-purchasing.
Features
- Town: New York
- Cooling: Unknown Type
- Levels: 23
- Amenities: Courtyard; Garden; Laundry Room; Common Storage;
- Rooms: 2
- Baths: 1 full
- Year Built: 1923
- Pet Policy: Pets Allowed
- Washer/Dryer Allowed: No
- Building Access : Elevator
- Service Level: Concierge
- LobbyAttendant: No
- OLR#: RPLU63223258049
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/RPLU63223258049/3hanoversquare_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Listing courtesy of Brown Harris Stevens Residential Sales LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Hanover Square, #10H, New York (Financial District), NY, 10004
$510,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $408,000 | $408,000 | $408,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,714 | $2,712 | $3,441 |
| Total Monthly Payment | $2,806 | $2,804 | $3,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535