Completely transformed from the studs, this beautifully renovated home offers modern comfort and style on a spacious lot in Uptown Kingston. This three-bedroom home features a versatile space at the first floor perfect for a den, office, or even a convenient fourth bedroom complete with a nearby full bath with laundry. Everything here is brand new, from the wood floors and stylish kitchen with quartz countertops, to the utilities, windows and roof. There is nothing left to do except pick your paint colors. This turnkey property combines fresh, contemporary finishes with plenty of room to grow. The walk-up attic provides excellent potential for storage or even further expansion, while the stone walkways, thoughtful landscaping, and large back deck create inviting outdoor spaces. Close to Forsyth park and all the shops & eateries that uptown Kingston offers. This sale includes an adjacent vacant lot. Just a 3 minute drive to the NYS thruway and under 2 hours from NYC. Appliances: Exhaust FanGas Oven Style: Traditional, BuildingAreaSource: Public Records, InteriorFeatures: Recessed Lighting, Storage,
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $625 | $625 | $625 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,970 | $4,965 | $6,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.