Here is your opportunity to own Gulf Access Property! Purchase a prime lot on owned land with 80 feet of canal frontage! Picture yourself sitting under your own enchanting "Tiki Hut" with an authentic thatched-roof built by the Seminole Indians. Or relax at your outdoor fireplace along the ever changing canal waters watching for dolphins. The paver patio area is a great place for gathering with family & friends at your waterfront paradise. As a bonus the property boasts a covered Boat lift for easy access to Estero Bay and the Gulf of Mexico from either your boat or jet skis. The home sits on a Cul-de-Sac with pavers on 4 sides of the property for easy maintenance. There is covered parking for 2 cars plus a golf cart featuring insulated Elite panels. Inside the tastefully remodeled home you will find 2 walls of windows allowing natural light to stream in all day. The entire living space has an open floor plan with canal views. The kitchen has stainless steel appliances, large island with tile, granite counters tops, white cabinetry, plenty of counter space and a separate liquor bar for entertaining, top of the line waterproof vinyl flooring throughout the home, 4 wall mini split air conditioning and heat units. Large bedrooms have good closet space and both bathrooms features high end tile in the showers. This amenity rich community has a clubhouse, planned activities, pool, hot tub /spa, shuffleboard, tennis, pickleball, boccie ball, basketball, fresh water lake with fishing pier, community boat ramp with Gulf access in minutes. Estero Bay is only 6 minutes from the boat ramp and from your private dock. Discover the beaches, fishing, shelling, sandbars for floating in the water, waterfront restaurants, dolphins playing in the water of the Estero Bay Preserve. Then boat out to New Pass to watch the tropical sunsets and back home in 13 minutes. Spring Creek Village is conveniently located minutes to Coconut Point Mall, the new Coconut Point Hospital and Medical Center, FGCU, International Airport, Hertz Arena, public golf courses, restaurants and shopping and so much more. The Florida Lifestyle is waiting for you to call Spring Creek Village home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $2,935 | $2,865 | $3,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.