Welcome to this charming 3-Bedroom, 1. 5-Bathroom home, ideally suited for first-time home buyers or anyone seeking a welcoming residence with plenty of potential! Located in a prime, convenient location just a short distance to New Rochelle High School, Iona University, and major highways! Step into the entry foyer, leading to a spacious living room complete with a cozy wood-burning fireplace. The living room flows seamlessly into a bright sunroom, which can serve as a den or ideal home office. The eat-in kitchen is filled with natural light and opens to a level backyard with a patio area, along with a detached one-car garage for added convenience. Upstairs, you'll find all three bedrooms, a full bathroom, and access to a walk-up attic. The attic offers great potential to be transformed into a recreation area or playroom, and also provides ample storage space. The basement, with good ceiling height, is another blank canvas with plenty of room to be finished to suit your needs. It currently includes a laundry area and a half bathroom. With newer siding and a long driveway that can accommodate up to four cars, this home is both practical and inviting. Don't miss the opportunity to make this wonderful property your own today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,210 | $1,210 | $1,210 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,490 | $4,487 | $5,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.