Welcome to this spacious junior 4 apartment at 345 West 145th Street, a perfect blend of comfort and convenience in the historic and diverse neighborhood of Hamilton Heights. Step into a bright, open layout with ample room for both living and dining, filled with natural light throughout. The kitchen features a window, abundant storage space, and a cozy breakfast nook. The generously sized bedroom is a peaceful retreat with large windows, while the gut renovated bathroom is outfitted with marble tiles and Italian finishes in the shower, tap, sink and cupboards. This warm, inviting home also features 5 roomy closets. To find a one bedroom with a comfortable living space in a neighborhood with character and accessibility is a rare find.
This vibrant area is filled with unique restaurants and shops that add to the local charm. When you come by make sure to check out some of our favorite local eateries; Lucille's Restaurant, The Edge Harlem, Bird in Hand, Fumo, ROKC, The Honey Well and Charles Pan, which was voted the best friend chicken in the USA. Conveniently located near Riverbank State Park which features tennis courts, basketball courts, picnic areas, and indoor/outdoor swimming pools, Jackie Robinson Park, St. Nicholas Park and UpDog Yoga Studios. For the home chef, Fine Fare, Pioneer and The Food Emporium and Super Foodtown are all within 5 blocks. Street parking abounds and this location offers quick access to Harlem River Drive, the Henry Hudson Parkway and the George Washington Bridge.
This well-kept, pet-friendly building includes a 24 hour doorman and security service, elevator, on-site laundry, a bike room, and storage, adding convenience to your daily life. Located just steps from St. Nicholas Park and the A, C, B, and D trains are literally outside the building, providing an easy commute to Midtown, Central Park, Columbus Circle and beyond. The A/D express train will have you from your door to Columbus Circle in 10 minutes! If you are looking for the 1/3 train, it's just a short walk away giving you even more commuting options. Hamilton Heights' rich mix of dining, cafes, and cultural attractions are all within reach, making this an ideal home for those looking to enjoy all the neighborhood has to offer. Schedule your viewing today and make this charming residence yours!
Assessment of $228 per month until December 2024.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,699 |
Total Monthly Payment | $2,258 | $2,202 | $2,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.